Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan Yojana)

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan Yojana) is a central government scheme launched in December 2018 by Prime Minister Narendra Modi. The scheme aims to provide financial assistance to all landholding farmer families across the country.

Pradhan Mantri Kisan Samman Nidhi Yojana

The government of India launched the Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan Yojana), a program designed to give all small and marginal farmers a basic income support of up to Rs. 6000 per year.

The PM-KISAN Yojana initiative gives every landholding farmers’ families an annual financial reward of Rs. 6000. This amount is due every four months in three equal installments of Rs. 2000 each.

Goal of PM The Kisan Yojana

India’s economy heavily depends on agriculture, and farmers make up an important portion of the population. However, farming communities have frequently battled with financial prosperity as a result of the socioeconomic divide that exists throughout the nation between urban and rural areas. Since India’s independence, a larger portion of its people has struggled with this problem.

The federal and state governments have worked tirelessly to improve these neighborhoods by implementing a number of programs aimed at addressing social and economic issues. The Indian government started the PM Kisan Samman Nidhi Yojana in 2018 to aid these villages.

On August 9, 2020, the Indian government disbursed the sixth installment of this program, which reached around 8.5 crore farmers. According to its goals, this program will help about 125 million Indian farmers, especially the small-scale or marginal farmers.

History of Pm-Kisan Scheme

The Telangana government launched the Ryuthu Bandhu initiative in 2018. As part of this program, the state government supported farmers’ investments in agriculture by paying out a set amount twice a year. Because it directly affects farmers, this project has received widespread recognition and appreciation.

In response, the Indian government introduced a Farmer’s Investment Support Scheme to provide financial support to farmers across the country. On December 1st, 2018, the Pradhan Mantri Kisan Samman Nidhi Yojana was implemented. The first notification from the government states that Rs. 75000 crore will be provided annually for this project.

Features of PM Kisan Samman Nidhi Yojana

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) offers financial support to Indian landholding farmer families. Here’s a breakdown of its prominent features:

• Income Support:

  • The scheme’s primary feature is providing minimum income support to eligible farmers.
  • Each beneficiary family receives ₹6,000 annually.

• Financial Disbursement:

  • The total amount is not provided as a lump sum.
  • It is divided into three equal installments of ₹2,000 each, paid every four months.
  • This helps distribute the benefit throughout the year and address immediate financial needs.

• Funding:

  • PM-Kisan is solely financed by the Central Government of India.

• Focus:

  • While the financial aid can be used for various purposes, the scheme aims to:
    • Supplement the income of farmers.
    • Help them procure agricultural inputs like seeds, fertilizers, and pesticides.
    • Potentially reduce their debt burden.

• Eligibility:

  • All landholding farmer families across India are eligible.
  • This includes families with cultivable land up to 2 hectares.
  • Farmer registration on the PM-Kisan portal and possession of a valid Aadhaar card are mandatory.

• Universality:

  • Unlike some schemes targeting specific categories, PM-Kisan aims for wider coverage.
  • This ensures a larger section of the farming community benefits from the financial support.

• Direct Benefit Transfer:

  • The scheme leverages Direct Benefit Transfer (DBT).
  • The financial assistance is electronically credited to the bank accounts of beneficiary families, ensuring transparency and minimizing the risk of corruption.

• Focus on Small and Marginal Farmers:

  • While all landholders are included, the scheme inherently benefits small and marginal farmers who often face greater financial constraints.

Additional Points:

• The scheme’s initial focus was on covering 12 crore farmer families. However, it was later expanded to encompass all 25 crore farmer families in the country.
• The PM-Kisan portal allows online registration for eligible farmers.
• The government has undertaken initiatives to raise awareness about the scheme and address registration challenges.

PM Kisan Samman Nidhi Eligibility Criteria

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) targets small and marginal farmers across India. Here’s a breakdown of the eligibility criteria to determine if you can avail the benefits:

Basic Requirements:

• Landownership:
  • The scheme is applicable to landholding farmer families. This excludes tenant farmers or individuals cultivating land owned by others.
• Landholding Size:
  • The scheme specifically targets small and marginal farmers. This translates to a landholding limit of up to 2 hectares (5 acres) per family.
• Nationality:
  • Applicants must be Indian citizens.

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Additional Criteria:

• Registration:
  • All eligible farmers must be registered on the PM-Kisan portal. This online process requires basic details and linking Aadhaar for verification.
• Aadhaar Card:
  • A valid Aadhaar card is mandatory for registration and verification purposes.

Who is Not Eligible?

• Individuals who are not cultivating their own land or are tenant farmers cannot apply.
• High-income earners holding government positions (including Ministers/MLAs/MLCs) or those paying income tax are not eligible.
• Professionals such as doctors, engineers, lawyers, etc., are not covered under the scheme.

Points to Remember:

• The scheme focuses on supporting small and marginal farmers who often face greater financial limitations.
• Land ownership proof might be required during the registration process.
• While income tax payment is a criterion for exclusion, income generated solely from agriculture is not considered.

PM-Kisan Beneficiary Status

While I cannot directly access and share your personal information like PM Kisan Samman Nidhi status, I can guide you on how to check it yourself:

Here are two methods to check your PM-Kisan beneficiary status:

Method 1: Using the PM-Kisan Portal:

1. Visit the official PM-Kisan portal: https://pmkisan.gov.in/.
2. On the homepage, under the “Farmer’s Corner” section, click on the “Beneficiary Status” option.
3. You’ll be directed to a new page. Here, you can choose to check your status using three options:
   • Registration Number: Enter your 12-digit PM-Kisan registration number.
   • Mobile Number: Enter the registered mobile number linked to your PM-Kisan account.
   • Aadhaar Number: Enter your Aadhaar card number.
4. Once you enter the chosen information and the captcha code, click on “Get Details“.
5. Your PM-Kisan beneficiary status, including details of the installments credited to your account, will be displayed.

Method 2: Using the PM Kisan Mobile App:

1. Download and install the PM Kisan Mobile App from the Google Play Store or Apple App Store.
2. Open the app and click on the “Beneficiary Status” option.
3. You can choose to check your status using either your registered mobile number or Aadhaar card number.
4. Enter the chosen information and the captcha code displayed on the screen.
5. Tap on “Get Status“.
6. The app will display your PM-Kisan beneficiary status.

Additional Information:

• You can also contact the PM-Kisan Helpline at 011-24363600 for any inquiries related to your beneficiary status or the scheme.
• Remember to keep your Aadhaar card linked to your PM-Kisan account to ensure smooth receipt of benefits.

Who is Excluded from PM-Kisan?

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) excludes several categories of individuals or families, aiming to target financial aid towards those directly involved in agriculture and facing greater financial limitations. Here’s a breakdown of those ineligible for the scheme:

Ineligible Individuals:

• Tenant Farmers: Individuals who cultivate land owned by others are not eligible. The scheme targets those who own the cultivable land.
• High-Income Earners:
  • Individuals holding specific positions in the government:
    • Ministers (former and present) at Central and State levels
    • Members of Lok Sabha/Rajya Sabha (former and present)
    • Members of State Legislative Assemblies/Councils (former and present)
  • Mayors of Municipal Corporations (former and present)
  • Chairpersons of District Panchayats (former and present)
• Income Tax Payers: Individuals who have filed income tax returns in the previous assessment year or have family members who have done so are excluded.
• Professionals: Individuals involved in professions like:
  • Doctors
  • Engineers
  • Lawyers
  • Chartered Accountants
  • Architects

Additional Considerations:

• Retired Individuals with High Pensions: Individuals or their family members receiving a monthly pension of ₹10,000 or more (excluding Multi-Tasking Staff, Class IV & Group D employees) are not eligible.
• Landholding Limit: While the scheme targets all landholding farmers, the landholding should be up to 2 hectares (5 acres) per family. Individuals exceeding this limit are not covered.

Justification for Exclusions:

• The scheme prioritizes supporting small and marginal farmers who often face limited financial resources.
• Excluding high-income earners and professionals ensures the scheme focuses on its intended beneficiaries.

In essence, PM-Kisan aims to provide financial assistance to those actively involved in cultivating their own land and demonstrably belonging to lower income brackets.

PM Kisan Samman Nidhi Yojana (PM-Kisan) e-KYC

What is e-KYC?

e-KYC (electronic Know Your Customer) is a process for verifying the identity of a beneficiary electronically. In the context of PM-Kisan, e-KYC involves verifying your details using your Aadhaar card.

Why is e-KYC important for PM-Kisan?

• Mandatory for Receiving Benefits: As of March 31, 2024, completing e-KYC has become mandatory to continue receiving installments under the PM-Kisan scheme.
• Ensures Transparency: e-KYC helps prevent fraudulent claims and ensures benefits reach the rightful beneficiaries.

How to complete e-KYC for PM-Kisan:

There are two primary ways to complete your e-KYC for PM-Kisan:

Method 1: Online through PM-Kisan Portal:

1. Visit the official PM-Kisan portal: https://pmkisan.gov.in/
2. On the homepage, under the “Farmer’s Corner” section, click on the “e-KYC” option.
3. Enter your Aadhaar number and click on “Search”.
4. You’ll receive a One Time Password (OTP) on your registered mobile number linked to your Aadhaar card.
5. Enter the received OTP in the designated field and click on “Submit OTP”.

Method 2: Through CSC (Common Service Centers):

1. Visit your nearest CSC (Common Service Center).
2. Inform the operator that you want to complete e-KYC for PM-Kisan.
3. The operator will assist you with the process using their designated portal.

Important points to remember:

• Ensure your Aadhaar card is linked to your mobile number before attempting e-KYC.
• Keep your Aadhaar card handy while completing the process.
• In case you encounter any difficulties, you can contact the PM-Kisan Helpline at 011-24363600 for assistance.

Additional Information:

• The deadline for completing e-KYC was initially set for December 31, 2023. However, it has been extended to March 31, 2024.
• Failing to complete e-KYC by the deadline might result in the suspension of future PM-Kisan installments.

How to Register for the PM Kisan Samman Nidhi Yojana

The PM-Kisan Yojana offers financial assistance to eligible Indian farmer families. Here’s a breakdown of the registration process:

Eligibility Criteria:

• Landownership: You must be a landholding farmer with cultivable land up to 2 hectares (5 acres) per family.
• Nationality: You must be an Indian citizen.
• Aadhaar Card: Possession of a valid Aadhaar card is mandatory.

Registration Methods:

There are three primary ways to register for PM-Kisan:

Method 1: Online Registration:

1. Visit the official PM-Kisan portal: https://pmkisan.gov.in/
2. Under the “Farmer’s Corner” section, click on the “New Farmer Registration” option.
3. Enter your Aadhaar number, name, and mobile number.
4. The system will pre-fill some land details based on your Aadhaar linked information. You can modify these details if necessary.
5. Enter the captcha code displayed on the screen and click on “Submit”.
6. You’ll receive a confirmation message on your registered mobile number.

Method 2: Through CSC (Common Service Centers):

1. Visit your nearest CSC (Common Service Center).
2. Inform the operator that you want to register for the PM-Kisan scheme.
3. The operator will assist you with the registration process and collect necessary details.
4. You might need to pay a nominal fee for using their services.

Method 3: Through Revenue Officials:

1. Approach your local village patwari or other designated revenue officials in your area.
2. Inform them about your intention to register for PM-Kisan.
3. They will guide you through the process and collect your information for registration.

Documents Required:

While online registration primarily uses Aadhaar linked details, you might need to carry the following documents during any method:

• Aadhaar Card (original and photocopy)
• Land Records/Passbook (proof of landownership)
• Bank Account Details (linked to your Aadhaar card)

Important Points:

• Ensure your Aadhaar card is linked to your mobile number before registering.
• Double-check the information entered during registration to avoid errors.
• You can check your registration status after a few days using the “Beneficiary Status” option on the PM-Kisan portal.

Additional Information:

• • It’s recommended to visit the official PM-Kisan portal for the latest information on registration procedures and any updates.
  • You can also contact the PM-Kisan Helpline at 011-24363600 for any queries related to registration or the scheme.